It's going to be okay

Some nights, like tonight I spiral down a sea of thoughts that just don't quite go away. Thoughts of my character, the character of others, decisions, direction, little interactions and everything in between stick with me. There are overarching themes of trust, self-worth, and friendship which I already think about daily.  I think about ways I could have stood up for myself better and become my own bully for not doing it. When I took a step back and told myself it's going to be alright I started to feel better. It gave some perspective and slowed my spiral down. I think of the ways I've improved my life for the better like making the decision to quit a job because it didn't fulfill my needs. Or the decision to change diets, cook more, learn more, reach out more, exercise more, stand up for myself more, and prioritize sleep and health.  These things have made me feel really good the last few months. Just writing those down calms me down and gives my mind some food for th...
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Dec 16

The issue I have with business from being a business major. 


The issue I have is the philosophy of business. It feels like negative externalities aren't ever considered. For example, a company might find some value in a neighborhood. They buy up or build in the community which creates financial wealth for them but then end up gentrifying the area. The company will see this as a win, not for the community or people but for their monetary gain. Also, many of these big firms aren't based in said communities so don't end up creating jobs for anyone. 

For valuing real estate, we don't look at the issues the community needs fixing, we only see a tiny part of it that can be exploited. I think in general this view is pretty specific to a small number of companies. I also think business is something that if used correctly can help lots of people. 


Another issue I have is the idea that the treasury is 100% secure. When we discount money to find a present-day value for our investment. We are making the assumption that the United States government will back our decision. The argument against, depressions and inflation is that we have seen it before and that it will find its way back to normal feels wrong. I get that we have close to 100 years of data but that doesn't mean we won't go to war tomorrow. If we are being relative that's just a blip. If Russia overtakes us our 30-year loan interest rate won't really matter. It's one big system built on a pretty naive assumption. 

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